:root {
  --bg: #0b1021;
  --panel: #101735;
  --soft: #0e1430;
  --accent: #6366f1;
  --accent2: #14b8a6;
  --text: #e9ecf7;
  --muted: #a9b0ce;
  --line: rgba(255, 255, 255, 0.08);
}

* {
  box-sizing: border-box;
}

html,
body {
  height: 100%;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, "Segoe UI",
    Roboto, Arial, sans-serif;
  color: var(--text);
  background: radial-gradient(
    1200px 800px at 70% -10%,
    #14204d 0%,
    var(--bg) 60%
  );
}

/* Layout shell */

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 18px 18px 32px;
}

.topbar {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 10px 0;
  border-bottom: 1px solid var(--line);
}

.topbar h1 {
  font-size: 16px;
  color: var(--muted);
  margin: 0;
  font-weight: 500;
}

/* Top nav: view tabs + AI toggle + Generate */

.topnav {
  display: flex;
  gap: 10px;
  margin-top: 10px;
  align-items: center;
  flex-wrap: wrap;
}

.nav {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.nav-btn {
  padding: 7px 12px;
  border-radius: 10px;
  border: 1px solid var(--line);
  background: #0e1430;
  color: var(--muted);
  font-size: 13px;
  cursor: pointer;
  font-weight: 600;
}

.nav-btn.active {
  color: #fff;
  border-color: var(--accent2);
  background: radial-gradient(circle at top left, var(--accent), var(--accent2));
}

.btn {
  padding: 9px 14px;
  border-radius: 10px;
  border: 1px solid var(--line);
  background: #0e1430;
  color: var(--text);
  cursor: pointer;
  font-weight: 600;
  font-size: 14px;
}

.btn.primary {
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  border: 0;
  color: #fff;
}

.btn.small {
  font-size: 12px;
  padding: 6px 10px;
}

/* Toggle (AI Assist) */

.toggle {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 12px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: #0e1430;
  cursor: pointer;
}

.toggle input {
  appearance: none;
  width: 44px;
  height: 24px;
  border-radius: 999px;
  background: #182048;
  position: relative;
  outline: none;
  cursor: pointer;
  margin: 0;
}

.toggle input:checked {
  background: linear-gradient(90deg, var(--accent), var(--accent2));
}

.toggle input::after {
  content: "";
  position: absolute;
  top: 3px;
  left: 3px;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #fff;
  transition: all 0.2s ease;
}

.toggle input:checked::after {
  left: 23px;
}

.toggle-label {
  font-size: 13px;
  color: var(--text);
}

/* Shared text helpers */

.help {
  font-size: 13px;
  color: var(--muted);
}

/* Sections / panels */

.section {
  margin-top: 18px;
}

.panel {
  background: linear-gradient(180deg, var(--panel), var(--soft));
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 16px;
}

.layout {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 18px;
}

@media (max-width: 1024px) {
  .layout {
    grid-template-columns: 1fr;
  }
}

/* Chat */

.chat {
  height: 50vh;
  overflow: auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding-right: 4px;
  margin-top: 6px;
}

.msg .bubble {
  padding: 10px 12px;
  border-radius: 12px;
  max-width: 85%;
  line-height: 1.4;
  word-wrap: break-word;
  font-size: 14px;
}

.msg.user .bubble {
  margin-left: auto;
  background: #0f173c;
}

.msg.ai .bubble {
  background: rgba(99, 102, 241, 0.18);
  border: 1px solid rgba(99, 102, 241, 0.4);
}

.inputbar {
  display: flex;
  gap: 8px;
  align-items: center;
  margin-top: 8px;
}

.inputbar input {
  flex: 1;
  padding: 12px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: #0e1430;
  color: var(--text);
  font-size: 14px;
}

.inputbar input::placeholder {
  color: #6a7293;
}

.inputbar button {
  padding: 10px 14px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  border: 0;
  color: #fff;
  font-weight: 700;
  cursor: pointer;
}

/* Quick chips */

.chips {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-top: 6px;
}

.chip {
  padding: 7px 10px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid var(--line);
  cursor: pointer;
  font-size: 12px;
  color: var(--muted);
}

/* Grids */

.grid2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.grid3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

@media (max-width: 768px) {
  .grid2 {
    grid-template-columns: 1fr;
  }

  .grid3 {
    grid-template-columns: 1fr;
  }
}

/* KPI cards */

.kpi {
  background: #0f1430;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 12px;
}

.kpi .label {
  font-size: 12px;
  color: var(--muted);
}

.kpi .value {
  font-size: 20px;
  font-weight: 800;
  margin-top: 6px;
}

/* Generic card */

.card {
  background: #0f1430;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 12px;
}

/* Badges / DSCR quality */

.badge {
  padding: 4px 8px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  font-size: 11px;
  display: inline-block;
  margin-left: 6px;
}

.badge.good {
  background: rgba(20, 184, 166, 0.18);
  color: #baf2e9;
}

.badge.warn {
  background: rgba(255, 209, 102, 0.18);
  color: #ffeab1;
}

.badge.bad {
  background: rgba(239, 68, 68, 0.18);
  color: #ffc8c8;
}

/* Progress bars (used in modals + steps) */

.progress {
  height: 6px;
  background: #0e1430;
  border: 1px solid var(--line);
  border-radius: 999px;
  overflow: hidden;
}

.progress span {
  display: block;
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, var(--accent), var(--accent2));
  transition: width 0.2s ease-out;
}

/* Table (Financials + Dashboard) */

.table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}

.table th,
.table td {
  border-bottom: 1px solid var(--line);
  padding: 10px 8px;
  text-align: left;
}

.table th {
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  color: var(--muted);
}

/* Tabs (Summary / SBA / Financials / Compliance) */

.tabs {
  display: flex;
  gap: 8px;
  border-bottom: 1px solid var(--line);
}

.tabs .tab {
  padding: 6px 12px;
  font-size: 14px;
  cursor: pointer;
  border-bottom: 2px solid transparent;
  color: var(--muted);
}

.tabs .tab.active {
  border-color: var(--accent2);
  color: var(--accent2);
}

/* Doc uploads */

.docUploads {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-top: 4px;
}

@media (max-width: 640px) {
  .docUploads {
    grid-template-columns: 1fr;
  }
}

.upload-label {
  display: block;
  padding: 6px 8px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.04);
  cursor: pointer;
  font-size: 13px;
  transition: all 0.2s;
}

.upload-label.uploaded {
  border-color: var(--accent2);
  background: rgba(20, 184, 166, 0.18);
  color: var(--accent2);
}

/* Overlay (v1-style modal container) */

.overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.75);
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 1000;
}

.overlay.show {
  display: flex;
}

.overlay-inner {
  background: linear-gradient(180deg, var(--panel), var(--soft));
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 20px 18px 18px;
  max-width: 460px;
  width: 90%;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.5);
}

.overlay-inner h3 {
  margin-top: 0;
  margin-bottom: 10px;
  font-size: 20px;
  color: var(--text);
}

/* Offer rows in Matching Lenders popup */

.offer-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 12px;
  border-radius: 12px;
  border: 1px solid var(--line);
  background: #0f1430;
  margin-bottom: 10px;
}

.offer-left {
  display: flex;
  align-items: center;
  gap: 10px;
}

.offer-title {
  font-weight: 600;
  font-size: 14px;
}

.offer-meta {
  font-size: 12px;
  color: var(--muted);
  margin-top: 2px;
}

.offer-pill {
  margin-left: 6px;
  border-radius: 999px;
  padding: 3px 8px;
  font-size: 11px;
}

.offer-check {
  accent-color: var(--accent2);
}

/* Hidden utility */

.hidden {
  display: none;
}

/* Footer */

.footer {
  color: var(--muted);
  font-size: 12px;
  text-align: center;
  margin-top: 18px;
}

/* --- Stage icon + subtle spinner for steps --- */
.stage-icon{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:16px;
  height:16px;
  border-radius:999px;
  border:2px solid var(--accent2);
  margin-right:8px;
  font-size:11px;
  box-sizing:border-box;
}

/* spinning hollow circle */
.stage-icon.loading{
  border-top-color:transparent;
  border-right-color:transparent;
  animation:spin-stage .8s linear infinite;
}

/* solid check circle for "Submitted" */
.stage-icon.done{
  background:var(--accent2);
  color:#020617;
  border-color:var(--accent2);
  animation:none;
}

@keyframes spin-stage{
  to{ transform:rotate(360deg); }
}

/* nicer row layout in the offer modal */
.offer-row{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  padding:10px 12px;
  border-radius:10px;
  border:1px solid var(--line);
  margin-bottom:8px;
  background:rgba(15,20,48,.9);
}

.offer-left{
  display:flex;
  align-items:flex-start;
  gap:8px;
}

.offer-title{
  font-size:14px;
  font-weight:600;
}

.offer-meta{
  font-size:12px;
  color:var(--muted);
}

.offer-pill{
  margin-left:8px;
  padding:2px 8px;
  border-radius:999px;
  font-size:11px;
}

/* === Plaid-style bank connect modal === */

.bank-modal-header {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:10px;
  margin-bottom:12px;
}

.bank-brand {
  display:flex;
  align-items:center;
  gap:10px;
}

.bank-logo-badge {
  width:28px;
  height:28px;
  border-radius:8px;
  background:radial-gradient(circle at 20% 0%, #22c55e, #0f172a);
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:14px;
  font-weight:700;
  color:#ecfdf5;
}

.bank-brand-text {
  display:flex;
  flex-direction:column;
}

.bank-brand-text span:first-child {
  font-size:13px;
  font-weight:600;
}

.bank-brand-text span:last-child {
  font-size:11px;
  color:var(--muted);
}

.bank-secure-pill {
  font-size:11px;
  padding:4px 8px;
  border-radius:999px;
  border:1px solid var(--line);
  color:var(--muted);
}

/* bank search + list */

.bank-search {
  margin:6px 0 10px 0;
}

.bank-search input {
  width:100%;
  padding:8px 10px;
  border-radius:10px;
  border:1px solid var(--line);
  background:#020617;
  color:var(--text);
  font-size:13px;
}

.bank-search input::placeholder {
  color:#64748b;
}

.bank-list {
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  margin-bottom:12px;
}

.bank-list-item {
  flex:1 1 48%;
  min-width:130px;
  padding:8px 10px;
  border-radius:10px;
  border:1px solid var(--line);
  background:#020617;
  display:flex;
  align-items:center;
  gap:8px;
  cursor:pointer;
  font-size:13px;
}

.bank-list-item.active {
  border-color:var(--accent2);
  box-shadow:0 0 0 1px rgba(20,184,166,.4);
}

.bank-icon-circle {
  width:24px;
  height:24px;
  border-radius:999px;
  background:#0f172a;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:12px;
  color:#e2e8f0;
}

/* login fields */

.bank-fields {
  margin-top:6px;
}

.bank-fields label {
  display:block;
  font-size:12px;
  color:var(--muted);
  margin-bottom:4px;
}

.bank-fields input {
  width:100%;
  padding:8px 10px;
  border-radius:10px;
  border:1px solid var(--line);
  background:#020617;
  color:var(--text);
  font-size:13px;
  margin-bottom:8px;
}

.bank-helpline {
  font-size:11px;
  color:var(--muted);
  margin-top:2px;
}

/* footer buttons in modal already use .btn / .btn.primary */